• Free Checking & Savings Accounts
  • Up to 5.42% Yield on Mercury Treasury
  • Excellent Customer Support

Starting From


Recommended: Optimized for Startups

Mercury is a financial technology company that allows businesses to store, manage, and move their funds. With Mercury, companies can open FDIC-insured checking and savings accounts, issue employee debit and credit cards, and pay expenses via checks, wires, ACH, and more. It is specifically made for startups and offers special features that startups need, like applications for venture debt. 

Cost Free to Use, Except for Certain Advanced Features
Minimum Balance Required $0
Support Support Is Available via Email, Live Chat (from Monday to Friday, 6 am to 5 pm PT), Social Media, Help Center, Blog
Security FDIC & SIPC Insurance, Automated Fraud Monitoring, Regulated Partners, PCI Standards, Robust Encryption, SOC 2 Compliance, Multi-Factor Authentication
Cashback 1.5%
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Frequently Asked Questions

Mercury is a financial technology, mainly for startups. By engaging with Mercury, you receive a checking account, savings account, debit and credit cards, ACH, check, and wire transfer payments, unique built-in tools, and impressive features.

Yes, Mercury offers a unique credit card. You can get the IO credit card. This card is the best solution for businesses that cannot qualify for other corporate cards, and it grants you a 1.5% cashback on all of your purchases.

No, you don’t need to pay fees when using Mercury. This is one of Mercury’s best options, as it allows you to enjoy a no-fee payment journey. The only fee you will pay is 1% on converting foreign currencies into US dollars.

Yes, you can use Mercury if you’re not a US resident. However, the only requirement is for you to have a business with current or future operations somewhere in the US.

Mercury stores your funds either in the Choice Financial Group or the Evolve Bank and Trust. Regardless of which bank your funds are, you can be sure that they are safe, as both of them are FDIC-insured.

Yes, Mercury is reliable. This is because it comes with numerous security features, such as two-factor authentication, robust encryption, fraud monitoring, and PCI and SOC 2 compliance. As a result, your confidential data will be safe and out of hackers’ reach.

Yes, Mercury allows ACH money transfers. In fact, these transfers come with absolutely no fees, which makes them perfect for individuals who want to cut costs on their transfers.

The Mercury cashback is 1.5% of your transactions. The best part is that you will receive the cashback automatically in your Mercury bank account.
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